FAQ'S

Your Questions, Answered With Honesty

No fluff. No runaround. Just the truth about credit restoration.

What exactly is credit repair?

Credit repair is the legal process of disputing inaccurate, unverifiable, or outdated information on your credit report. Under the FCRA, you have the right to challenge any item you believe is incorrect. We handle that process strategically and professionally.

Is credit repair legal?

Absolutely. Credit repair is 100% legal and protected under the FCRA and CROA. We operate fully within federal guidelines.

Can't I do this myself?

Technically, yes — but most people lack the time and legal strategy. We provide customized, effective dispute strategies and advocacy.

How long will it take?

Some clients see results in 30-60 days. Complex cases may take 6-12 months. We work diligently and communicate regularly.

Can you guarantee specific results?

No one can legally guarantee specific score changes. We guarantee expert, FCRA-compliant strategy and relentless advocacy.

I've tried credit repair before and it didn't work. Why try again?

Many firms use generic letters that bureaus ignore. We use tailored, legally grounded strategies and continuous education.

How does the process work?

1) Free Consultation 2) Credit Analysis 3) Strategy Development 4) Dispute Rounds 5) Ongoing Optimization with education and coaching.

Do I need to provide my Social Security Number?

Yes, but only after you become an official client. We handle all sensitive information securely.

Will you work directly with the credit bureaus?

Yes. We handle all communication with Equifax, Experian, and TransUnion on your behalf.

Why does credit repair cost money?

It's a professional service requiring expertise, secure systems, and time. Investing in restoration saves far more than poor credit will cost you in interest.

Do you offer payment plans?

Yes — most packages offer a 3-month payment plan.

What if I can't afford a full package?

We'll discuss options during a free consultation and tailor a plan that fits your budget.

What makes you different?

Faith-based foundation, education-first approach, personalized service, transparency, and proven results.

Do I have to be religious?

No. The work is rooted in Kingdom principles but open to everyone. We serve all with dignity and excellence.

What if I filed for bankruptcy?

We specialize in post-bankruptcy rebuilding. While some public records remain, we focus on rebuilding your profile and access over time.

Dedicated to providing expert legal counsel with integrity and commitment, we fight for your rights and deliver personalized solutions for every case.

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